top of page
  • Spire Group

Aviva’s Disability Support Programme – Is it really free protection?

Updated: Mar 9, 2022

The quick answer is – Yes, it is! As free as the air we breathe or the Wifi at home/ in the office that we do not pay for. It is a complimentary interim financial assistance that covers us in the event of severe disability before the national CareShield Life Scheme is launched.

Here’s the basics and the value proposition on why those who qualify should jump on it now if they haven’t already.

CareShield Life – A renewed scheme to replace its predecessor (ElderShield 400) and with more enhancements made. It is a long-term disability income protection insurance that provides a lifetime incremental cash payout of $600/month in the event of severe disability. Singaporeans/PRs aged 30-40 in 2020 will now be automatically enrolled in the compulsory scheme by end September 2020 as well. Premiums are payable via MediSave.

Aviva’s DSP – This interim programme is complimentary to those age 30-40, whom are yet to be covered under basic eldershield benefits. It provides a financial assistance should you become severely disabled prior to the onboarding of CareShield Life in end September 2020. Successfully signing up now will also allow you to upgrade your basic plan for higher benefits without medical underwriting, and with no special terms imposed – even if your health status change.

So why should I sign up for DSP when I can wait for September to onboard CareShield Life?

Life is unpredictable, and that’s a given whenever considering any kind of insurance. Similarly, any unfortunate accident or unexpected medical condition could easily leave you severely disabled and therefore needing constant care to maintain some form of normalcy. This type of care can be very costly and with statistics, has shown to happen at an earlier age.

Last but not least it is totally free with no strings attached, so why not.

Registration is simple and hassle free and takes all but few seconds.

Simply register your interest in the form provided here and we will apply for you instantly.

If you need further clarification, don’t be shy, feel free to drop us a message.

DSP Benefits:

- S$600/month for up to 60 months in the event of severe disability.

- Even if your health status changes before Careshield life is launched, you’d still have the option to purchase a Careshield Life Supplement from Aviva, with no loading or exclusions.

- No cost to be part of this programme. Simply register by 30 September 2020.

DSP Eligibility:

- Singaporeans and PRs aged 30 to 40 between 1 January 2020 to 30 September 2020

- In good health*

- Register by 30 September 2020

*As determined by fulfilling a health declaration and BMI conditions, as well as from past claims experience with Aviva.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person.


Recent Posts

See All


bottom of page